Healthtree™ offers Individual Participants the ability to see actual costs associated with anticipated medical treatment at a participating Provider before receiving services. Each Provider is listed by practice type on our website and Individual members may review discounted costs for each Provider by billing code.  Healthtree™ recruits service Providers who agree to provide services at a discount from their regularly scheduled fees; discounts begin at twenty percent (20%).  In return, participating Providers may require payment in full at the time services are rendered. 

A Provider may file with your insurance carrier (if any) as a courtesy to you, but is not required to do so – please confirm with your provider whether they will file for reimbursement on your behalf.  A statement of all services provided and associated fees, along with any applicable Diagnosis Codes,  will be provided to you at the time of service by the Provider.

Membership Fees:  Individual membership fees cover a one (1) year membership period, beginning with receipt of membership information and payment in full.  Costs are as follows: 

                First Participating Household Member:                                  $200/annually

                Second Participating Household Member:                             $100/annually

                Each Additional Participating Household Member:               $50/annually

At the time of signup, you will receive an email providing a temporary membership card (good for up to 60 days).  Your regular annual membership card(s) should arrive before the 60-day period ends; if not, please contact Healthtree™.  In the event that a household signs up additional members within twelve (12) months of the initial signup or annual renewal, applicable annual fees will not be pro-rated for added individuals.  For example:  a two (2) member household signs up for membership January 1 and pays the associated $300 annual fee.  If that household adds another member on March 1^st(or at any other time after the January 1 household membership), the annual fee for the additional member would be $50 for the remainder of the household’s membership period (ending December 31^st).

Cancellation:

Individual membership (not provided by the Member’s employer) may be cancelled within thirty (30) days of initial signup only.  For cancellation to be effective, notice must be received by Healthtree™ before the close of business (5 p.m. Alaska Standard Time) on the 30^th day after signup.  The thirty-day period begins on the day following signup:  for example, if a member signed up for services on January 1st, the deadline for cancellation would be receipt of written notice on or before January 31^st.  Written notice may be provided via email sent from the email associated with the individual’s membership, by facsimile received by Healthtree™, or by written correspondence received by Healthtree™ (U.S. Mail, hand delivery, or alternate delivery service). 

Each cancelled membership will be refunded according to the method of initial payment at the time of signup, subject to the withholding of a $25 administrative fee by Healthtree™.   For example:

                Household of four (4) cancels two (2) memberships within the 30-day cancellation period:

                $50 membership fee (4^th Participant), less $25 administrative fee = $25

                $50 membership fee (3^rd Participant), less $25 administrative fee = $25

                                                                                Total Refunded:                        $50

                Household of four (4) cancels all memberships within the 30-day cancellation period:

                $400 total membership fees, less $25 administrative fee per person = $300

                                                                                Total Refunded:                             $300

Refunds may take up to sixty (60) days to process.

Healthtree™ is not insurance and is not intended to replace health insurance coverage.  Please contact your insurance advisor or benefits administrator prior to cancelling any existing health insurance coverage(s).